In a rapidly evolving world, it is increasingly necessary to rely on specialists to avoid mistakes, save time, and conserve resources. Insurance is no exception, and the right solution is to use insurance consultancy and the support of an insurance broker.
The broker is an insurance expert who advises and supports their client in dealings with insurance companies, representing only the client’s interests. Whether it’s a firm, a professional, or someone who understands the importance of insurance in safeguarding their private life from economically burdensome and perhaps unsustainable events, the broker can propose the most suitable and innovative solutions. The most concrete confirmation for the client comes in the event of a claim: the assistance of a professional broker can shorten the management time of the claim and ensure the proper recognition of the policy provisions as soon as possible.
The broker's activity, especially for businesses, is no longer limited to supporting their insurance position but also extends to consulting in risk management. This process aims to control an organization's risks through coordinated activities, methodologies, and resources (UNI 11230). This ongoing, gradual, and proactive process helps protect and enhance the value of the business, aiding its management and structure in developing decision-making processes and operational practices aimed at improving its organization.
We build all types of insurance coverage for businesses, from all-risk policies to Directors and Officers (D&O) liability policies, with a focus on quality service and personalized assistance from our team. Supported by the operational units within our company, they create a tailor-made insurance protection plan.
With a detailed analysis of the company's risks, a comprehensive program is prepared that considers risks that can be mitigated with targeted internal actions and those that can be transferred to the insurance market; subsequently, we ensure meticulous contract management, particularly assisting in case of claims. This approach has allowed us to excel in the corporate sector, not only expanding our client portfolio but also establishing long-term relationships.
Thanks to the our international networks we can prepare and manage international programs. We are also proactive in the area of corporate benefits, suggesting tools to seize tax saving opportunities offered by current regulations. We have developed collective plans that allow small and medium-sized enterprises to access products typically intended for companies with a large number of employees.
We work with the Public Administration, supporting the Public Entity in managing its insurance needs as a Consultant or in the more complex role of Broker. We collaborate in identifying imminent risks, assessing the portion of risk to be transferred to the insurance market, and optimizing the cost-benefit relationship. We review existing contractual situations and assess, based on objective risk situations, where changes are necessary or, alternatively, prepare adequate specifications that the Entity will use to issue tenders for selecting the Insurance Company. As a consultant to the Entity, we stand by the Administration for technical assistance that continues with the daily management of contracts and claims. We are also able to provide specific training programs for the professional updating of Public Employees. Our operational activity is carried out with full knowledge of all laws and regulations governing the management of Public Affairs.
A particular focus is given to Property, Liability for Administrators, Executives, and Public Employees, including related legal protection.
The insurance needs of individual Professionals and Professional Firms today require highly specialized technical insurance expertise, where the ability to identify the most appropriate solution ensures client protection even in the riskiest or most complex situations. Except in some cases, Professional Liability Insurance is now mandatory for both regulated and unregulated sectors for errors or omissions related to one’s activities and those of one’s collaborators; our extensive experience in Legal and Accounting Firms places us at the forefront of the Italian insurance consultancy market.
To ensure a service that always meets expectations, we have negotiated and obtained exclusive agreements with major international Insurance Companies, thus protecting our clients even for operational needs that arise abroad. Our proposals for Professional Liability Insurance thus provide precise responses even to the most specific needs, achieving high standards of customization.
Commercial and artisanal activities receive special attention from us, regardless of their size.
We seek innovative, useful, and competitively priced solutions with the goal of offering valid insurance solutions that protect both civil liability and the actions of employees, including those related to the goods sold. The coverage dedicated to this sector is designed to best protect the premises and equipment, thus safeguarding the Merchant and Craftsman from the possible economic consequences that would negatively impact the business following unforeseen events.
We have a unit dedicated exclusively to managing the private sector, with the experience to ensure a highly qualified service. From the most common policies like auto, accident, life, and home insurance to more specific cases, such as legal protection insurance or medical expenses insurance, we offer the most appropriate and innovative solutions to protect the insurance needs within private life, assets, and family. We have studied and negotiated advantageous agreements on behalf of our clients with extensive coverage and competitive costs.
We are also active in reinsurance brokerage. This allows us, for certain types of risks, to provide our clients with opportunities, conditions, and capacities that the traditional market alone could not offer. The reinsurance market is characterized by its international scope, and reinsurers operate from their locations offering capacity to insurance companies worldwide. Indeed, our reinsurance brokerage activity also addresses the reinsurance needs of insurance companies of all types.
CassInterass - Inter-company Health Assistance Fund is an Integrated Health Care Fund that offers its members and beneficiaries a wide range of both collective and individual coverages in the "health" and Long Term Care areas. CassInterass is registered in the Health Funds Registry No. 96333400586 and operates in compliance with current regulations. The Fund primarily targets small to medium-sized companies, entities, and families with a flexible, competitive offering and high levels of service.
To learn more: www.cassinterass.it.
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