Risk management, consulente assicurativo

In today's business environment, numerous operational risks threaten the stability and efficiency of organizations. Operational risk management, aligned with international standards such as ISO 31000:2018, is crucial to maintain the financial health and reputation of businesses. This involves integrating risk management into daily activities.

Definition of Operational Risk: Operational risk includes events and situations that can negatively impact the operational continuity of a company. These risks arise from internal processes, human errors, technological malfunctions, unforeseen external events, or regulatory changes. Managing operational risk involves identifying, assessing, and mitigating these threats to ensure effective overcoming of challenges.

Stages of Operational Risk Management:

Risk Identification: Analysis of business processes to identify vulnerabilities and potential sources of risk.
Risk Assessment: Assessment of the impact and probability of identified risks to prioritize management efforts.
Mitigation and Control: Implementation of strategies and controls, including the adoption of technologies and staff training, to reduce the likelihood of errors.
Continuous Monitoring: Dynamic monitoring allows adjustments in response to market conditions, regulatory changes, or internal dynamics.
Tools and Technologies for Operational Risk Management:
- Reporting and Analysis Systems: Advanced data collection and analysis systems help identify risk patterns and make informed decisions.
- Emerging Technologies: Technologies such as AI and automation optimize processes, reducing operational risk.
- Staff Training: Ongoing training enables teams to effectively recognize and manage risky situations.

In conclusion, operational risk management is essential for the sustainability and success of a business.

Methodological approaches and advanced technologies enable organizations to protect operational efficiency and face future challenges. Compliance with new regulations like the "Code of Business Crisis and Insolvency" is facilitated through risk analysis, ensuring informed risk transfer strategies. GSPA Services, a subsidiary of DBDG, offers specialized consulting services on operational risk management, including risk analysis, risk financing strategies, and the development of organizational models within companies.